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Mortgage Station

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Mortgage calculators

Pick what you want to work out, get an instant estimate, then talk to a broker about your real numbers.

Lump Sum Repayment

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Interest saved

$88,424

Monthly repayment (unchanged)
$2,398.20
Balance after 5y (before lump)
$372,217
Time saved
4 yrs 1 mo
Loan paid off in
25 yrs 11 mo
Loan balance chartWith lump sumWithout lump sum
$0$125K$250K$375K$500K051015202530YearsAmount owing
Assumptions

The lump sum is applied after the chosen number of years; repayments continue unchanged at a constant rate.

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.

Beyond the estimate

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Calculators are a great start — book a no-obligation chat and we’ll confirm your actual borrowing position across a whole-of-market lender panel.

Mortgage Station Pty Ltd ACN 050601093 is an Authorised Representative (Credit Representative Number 458488) of Mortgage Specialists Pty Ltd ACN 612 422 178 Australian Credit Licence 387025.The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention are taken in its preparation, any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates are subject to change. Approved applicants only.